Hobby Farm Loans
Turn Your Passion, Into Your Lifestyle:
Not every buyer needs a commercial ag loan. If you’re purchasing a smaller acreage property to raise a few animals, keep horses, grow a garden, or simply enjoy rural life while working off the farm, we’ll find the Hobby Farm Loan built for you.
Hobby Farm Loans Designed to Fit Your Goals:
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A hobby farm loan is financing for individuals and families buying or expanding a small-scale property for personal enjoyment — and maybe some small-scale production — rather than a large, income-driven commercial operation. It’s a different underwriting conversation than a full farm loan, built around your goals for the property rather than historical farm income.
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Buyers who farm part-time or purely for lifestyle: a few head of livestock, a small orchard, a hobby herd, or simply room to enjoy rural life. We don’t require the commercial farm income documentation a full operating loan does.
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Loan options tailored to the size and scope of your property, not a one-size-fits-all commercial underwriting box
Competitive rates so your payment fits comfortably alongside your primary income
A loan advisor who understands rural property, not just residential mortgages
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Fixed and variable rate options with terms sized to a smaller acreage purchase.
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Start with a conversation, not a stack of paperwork. Talk to a loan advisor about your property and goals, and we’ll walk you through a straightforward application from there.
Credit Guidelines:
We match you to lenders that fit your operation, but here’s generally what you’ll need to qualify:
Our Process
Tell Us About Your Operation
First we'll want to learn about your farm, ranch, goals, financial situation and what type of financing you are looking for.
Complete Your Application
We'll review your financials to make sure your application accurately represents your operation and is ready to be presented to lenders.
We Compare Lending Options
Once your application is ready, we'll present it to our select network of agricultural lending partners and compare loan options to find the best fit for your operation.
It’s Time to Close Your Loan
After you've been approved for the loan, we'll guide you through the closing process and be available to answer questions every step of the way.
Ready to Take the Next Step?
Whether you're purchasing farm ground, buying a ranch, or refinancing your existing agricultural mortgage, we're here to help you find the right financing solution.
Send it over and let's start the conversation.