Farm & Ranch Loans for Nebraska Producers
Corn, beans and cattle. We know how lenders look at all three.
Farm Loans for Every Stage of Your Operation
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![A tractor harvesting crops in a large farmland with neatly plowed rows and green fields under a partly cloudy sky during sunset.]()
Farm Land Purchase Loans
Financing to buy your first farm, expand your current operation, or invest in purchasing farmland.
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![A scenic view of a farm with red barns, a silo, green grassy foreground, trees, and a clear blue sky with a few clouds and a bird flying overhead.]()
Farm Land Loan Refinance
Lower your payments, get better terms, and improve cash flow by refinancing your existing loan.
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![An irrigation system tower stretching across a lush green field with mountains in the background under a partly cloudy blue sky.]()
Farm Land Development Loans
Finance irrigation, land improvements, outbuildings, and farm infrastructure projects.
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![Farmer operating a tractor during sunset with golden light and trees in the background.]()
Interest-Only Bridge Loans
Had an off year or credit setback? Our interest-only Bridge Loan keeps you moving forward.
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![A landscape of farmland with green fields, trees, and a distant horizon under a mostly clear sky with some clouds.]()
Land-Backed Line of Credit
Put your land equity to work for you — through farm improvements and working capital.
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![A group of children and an adult pick apples from a tree in an apple orchard. They are on a green wagon with a white tank, possibly for spraying. The sky is overcast and there are trees in the background.]()
Hobby Farm Loans
Buying rural acreage for lifestyle or to pursue part-time farming? We have loans for that too.
Our Process
Tell Us About Your Operation
First we'll want to learn about your farm, ranch, goals, financial situation and what type of financing you are looking for.
Complete Your Application
We'll review your financials to make sure your application accurately represents your operation and is ready to be presented to lenders.
We Compare Lending Options
Once your application is ready, we'll present it to our select network of agricultural lending partners and compare loan options to find the best fit for your operation.
It’s Time to Close Your Loan
After you've been approved for the loan, we'll guide you through the closing process and be available to answer questions every step of the way.
Who We Work With
Ag Lending Group helps Nebraska farmers and ranchers finance cropland and ranch purchases, refinances, land-backed lines of credit, irrigation projects and hobby acreage. We're a family-run farm financing advisor that works nationwide, and we shop your Nebraska deal to the ag lending partners that fit it.
Nebraska is corn, soybeans and cattle, and the land comes in two very different flavors: irrigated and dryland. Center pivots, wells and groundwater rules have a big effect on what a farm is worth and how a lender values it. In the Sandhills and western ranch country, it's about carrying capacity, water and grass. We help you show lenders what your ground can really do.
Groundwater in Nebraska is managed locally by the state's Natural Resources Districts. Many NRDs certify irrigated acres, limit new wells, or set pumping allocations, and those rules can change what a farm is worth. Lenders and appraisers will want to see your certified acres, well registrations and any allocation limits, so we help you have that ready up front.
Whether you operate 40 acres or 40,000, we work with Nebraska corn and soybean operations, irrigated and dryland farms, cow-calf ranches and feeders, grain storage and ag businesses, beginning farmers and hobby farms.
A real Nebraska story: untangling a local bank relationship
A diversified family operation running both cattle and crops had gotten tangled up with their local bank, with their debt tied together in a way that left them little room to move. We used bridge financing to separate them from that situation and give them breathing room. Once things were stable, we moved them into a conventional long-term loan built around how their operation actually runs.
Hear from some of the farmers we’ve helped:
Nebraska Farm & Ranch Loan FAQs
Yes. Irrigated ground with wells and pivots usually appraises higher, and lenders will look at the wells, the equipment and any local groundwater limits.
Do lenders value irrigated and dryland ground differently?
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Often, yes, through a land development loan or a land-backed line of credit, depending on your operation and equity.
Can you finance a center pivot or new well?
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Yes. Lenders focus on carrying capacity, water and how the cattle operation supports the payment.
Do you finance Sandhills and western Nebraska ranches?
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Do you work on grain bin financing in Nebraska?
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Yes. We can look at a traditional loan or a lease for on-farm storage.
Ready to Take the Next Step?
Tell us a little about your farm, ranch, and financing needs. Our team will review your information and follow up to help you understand your options.
Send it over and let's start the conversation.