At Ag Lending Group, we believe that agricultural lending is about more than numbers—it’s about people, families, and the future of American farming. As a family-owned lender, our approach is simple: treat every client like family, offer transparent solutions, and deliver honest answers. That’s why our motto is: No Suits. No Ties. No Lies.
What Sets Us Apart?
In a world of automated approvals and impersonal service, we choose to do things differently. We know our clients by name, not by loan numbers. Our team listens, learns about your operation, and crafts loan solutions as unique as your farm or ranch. We might not always be the fastest, but we’re always in your corner.
Our Loan Solutions
We offer a wide range of loans for farmers, ranchers, growers, and rural property owners:
- Farm & Ranch Mortgages: Secure, long-term financing for your land and operation.
- Refinance Loans: Improve your terms or access equity for new opportunities.
- Land Development Loans: Fund improvements or new projects on your property.
- Land-Backed Lines of Credit: Tap into your equity for business needs.
- Bridge Loans: Short-term, interest-only solutions for seasonal or urgent cash flow.
We finance everything from row crops and vineyards to cattle ranches, orchards, timberland, and even hobby farms.
Flexible Terms, Real Answers
- Loan Amounts: $500,000 to $250 million
- Loan-to-Value: Up to 70% of appraised value
- Interest Rates: Fixed, adjustable, and variable—tailored to your needs
- No Universal Credit Minimum: With over 40 loan products, we match you with the right fit, not a rigid standard.
The Application Process: Simple, Personal, Honest
- Contact Us: Call, text, or reach out online.
- Apply: Share your financials and property details—we’ll guide you every step.
- Approval & Closing: We work efficiently, focusing on solutions that make sense for you.
We process about 40 applications monthly, focusing on cases where we can genuinely add value. Some loans can be approved in as little as 48 hours, but our priority is always getting you the right solution—not just the fastest answer.
Frequently Asked Questions
What’s the max LTV I can get?
Up to 70% of your property’s appraised value, depending on your situation.
Do I need perfect credit?
No. We look at your whole operation, not just your score.
How are rates determined?
Based on your cash flow, credit, property type, and market conditions. We have over 40 products to find your best fit.
How long does approval take?
Some programs respond within 48 hours; timelines vary by loan type and documentation.
What documents do I need?
Typically, tax returns, cash flow statements, and property info. We’ll make it easy.
Why Choose Ag Lending Group?
- Personalized Service: You’re a name, not a number.
- Decades of Experience: Deep roots in ag lending.
- Transparency: No hidden fees, no misleading promises.
- Flexible Solutions: For traditional and non-traditional borrowers.
Ready to talk? Call us at (602) 223-1236 or visit
www.aglendinggroup.com. Experience lending the way it should be—honest, personal, and built around you.
No Suits. No Ties. No Lies.